Auto Loans

90 Day No Payment Option on Auto Loans New to IFCU

No payments for the first 90 days on auto loans new to Interfaith FCU - this applies to new or used car purchases OR an auto loan you bring over from another lender to IFCU. Members may elect to defer their first payments for 90 days starting from the loan funding date. Interest will continue to accrue during the deferral period. This offer is not available on existing Interfaith FCU auto loans.

Ask about IFCU discounts available for direct deposit to an IFCU checking account and for automatic payment transfer.

Utilize IFCU Auto Buying Partnerships - Get 0.25% off your auto loan rate!

Imagine a seamless process of finding the right car at a great price with no haggling, then topping it off with a great loan rate. IFCU is here to make life easier for you with pre-approval for your car loan combined with concierge car buying services. Ask about additional discounts available for direct deposit to an IFCU checking account and for automatic payment.

IFCU offers concierge car purchasing through Enterprise Car Sales

Southern California members can also utilize Auto Expert

Make life easier on yourself, get pre-approved, then buy the car of your dreams, and finance your new/used auto with Interfaith FCU.

Have your loan with another lender? Compare our rates, you may even save money when you refinance your existing auto loan with Interfaith FCU.

Asset Protection

Interfaith FCU offers Guaranteed Asset Protection (GAP) which protects an automobile owner if their vehicle is totaled when its value is less than the amount owed. GAP is a non-insurance product that covers the “gap” between the vehicle’s value (what your insurance company will pay out) and the amount you still owe on the loan.

Another useful financial tool is Mechanical Breakdown Insurance (MBI) which helps new and used car owners save substantial amounts of money in the event their vehicle breaks down outside its warranty period.

To learn more about these products call 800-245-0433 to speak with lending representative or email lending@interfaithfcu.org.

Affordable Auto Insurance

Interfaith FCU members qualify for auto insurance discounts through TruStage® Insurance. Even when your auto loan is not with Interfaith FCU you can obtain insurance for your vehicle through TruStage® simply by being a member of Interfaith FCU.